Property

Realty Investments for the Balanced Investor

BAI Capital’s team of realty specialists dedicate themselves to help you own the best property possible. Ideal locations coupled with low mortgage rates help secure your return on investment.

Property Ownership with BAI Capital

BAI Capital’s team of realty specialists dedicate themselves to help you own the best property possible. Ideal locations coupled with low mortgage rates help secure your return on investment.

From a financial standpoint, BAI Capital has a track record of working exclusively in upswing area projects. That is, we invest with our equity and realty partners in areas that show significant potential for immediate growth. Our location analysis also includes long term (10 year +) projections. This allows flexibility for investment exit strategies: the realty investor can benefit from rental income on top of mid to long term property appreciation.

Properties that BAI Capital and their clients invest in include pre-construction, already built and retail buy and lease back.

Property ownership returns manifest in 2 main ways: rental income and property appreciation.

‍Rental/ buy and lease back
‍This is a time honored way of passively expanding capital, whereby rental or lease income surpasses mortgage payments, or when owned outright, result in straight profit. Recurring income as provided by property rentals and leasing is a wonderful turnkey plan for retirees, whether based in the US or abroad.

Property Appreciation
‍Old money wisely invests in land because it is finite. In areas of upward economic growth, demand for land always exceeds supply, leading to steady appreciation.
So on top of rental income, investments in carefully selected properties rarely see appreciation losses.

‍For example, you can see the following returns in your property investment:
1. Pre-construction buy to rent: rental incomes plus property value capital gains target return of 12% per year
2. Brand new already built property: buy and rent on yearly basis or through AirBnb
3. Retail Property buy and lease back with anticipated fixed cap rate 6% to 7%.

When you choose BAI, you choose a partner who developed and built the best properties for your investment. And, as a new owner, you receive the peace of mind you deserve, to gain returns both short and long term.

Browse below to discover your next realty investment.

Archer Place Retail

Archer Place Condos

The Highlands Residences

Frequently Asked Questions

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Building Classifications

Property values are determined by asset classifications: A, B, C or D. The market value determines the property class, A being the most in-demand. There are advantages to investing in all 4 types of property classes. Contact us to find out more.

Capitalization Rate

The net operating income (NOI) divided by an income property’s current market value.Cap Rate = Net Operating Income / Asset Market Value.

Cashon Cash Return

The ratio between an asset’s annual cash flow in relation to the commercial property’s down payment.Cash on Cash Return = Annual Pre-Tax Cash Flow / Total Cash Invested.

Debt Coverage Ratio

The ratio of an investment property’s NOI with its impending debt service. Used to determine solvency.DCR = Net Operating Income / Total Debt Service.

Loan to Value Ratio

Percentage an asset’s sale price or value is attributed to financing. Loan to Value Ratio = Mortgage Amount / Appraised Asset Value.

Mortgage, fixed and variable

A fixed-rate Mortgage is a mortgage loan where the interest rate remains the same throughout the term of the loan, as opposed to a variable-rate Mortgage where the interest rate may adjust or “float”.

Net Operating Income (NOI)

Annual income from an income property, after accounting for property expenses.NOI = (Rental Income + Other Income – Vacancy Credit Losses) – Operating Expenses.

Principal

The initial amount paid for an asset in cash.

Property Equity

The net market value of a property, or, the difference between the property’s fair market value and the outstanding balance of all liens on the property.

Property Interest

A right, or a “bundle” of rights that someone has in, or with respect to a parcel of land.

Return on Investment (ROI)

Simply put, the calculated benefit of an investment (or the return), divided by its cost.
ROI = (Current Asset Value – Cost of Investment) / Cost of Investment.

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